## Start Investing
in 5 Minutes

Open your account, complete our Swiss-grade identity verification in under 5 minutes, and start earning returns the same day.

Beyond your regular returns, there’s an additional way to grow your earnings. Your first 1000€ investment unlocks access to our 7Circle community program where you can earn an additional 30€ cash-back for every 500€ invested when your circle completes.

Create free account

### 1

### Register Your Account

Enter your email, create a password, and provide basic personal details. No lengthy forms.

### 2

### Quick Verification

Upload your ID and follow the steps. Our automated system verifies most accounts within a minute or less.

### 3

### Deposit Via Bank Transfer

Transfer funds via SEPA (free, 1-2 business days) payment method. Minimum deposit: 50€.

### 4

### Put Your Money to Work

Pick individual loans manually or activate Simple Auto-invest (Advanced Auto-invest is available after 10000€ invested).

## How it works

###### Pre-Screened Borrowers

European individuals and SMEs with verified income apply for loans from 1000€ to 50 000€ through our partner loan originators who run credit checks and verify employment.

###### Vetted Loan Originators

Only originators with 3+ years track record, audited financials, and minimum €500,000 capital pass our due diligence. Each loan backed by a buyback guarantee.

###### Built for Mutual Benefit

You invest as little as 50€ per loan across 100+ listed opportunities. Your capital is held in segregated accounts at Tier-1 Swiss banks, separate from 7Harvests operating funds.

###### Monthly Returns to You

Receive principal + interest payments monthly. Track every euro in real-time on your dashboard with full transaction history and downloadable tax reports.

## Why Investors Choose 7Harvests
Over Banks

For Your Money

###### 13–15% average annual returns

vs. 0.5% bank savings accounts

###### 50€ minimum per loan

diversify across 100+ loans with just €1,000

###### Monthly cash flow

reinvest or withdraw anytime after 30-day hold

###### Buyback guarantee on all loans

originators repurchase loans overdue 60+ days

###### 1–3% tier bonus for Early Believers

investing €1,000+ in first 7 months

###### No hidden fees

100% transparent pricing, no account maintenance charges

For Borrowers

###### Faster approval

48-hour decisions vs. weeks at traditional banks

###### 7–15% interest rates

lower than credit cards (18–25% APR)

###### Flexible terms

6 to 60-month repayment periods available

###### Less paperwork

streamlined digital application process

###### Alternative credit scoring

considers income stability, not just credit history

Sign Up
7Harvests Investing

## Your Three Paths to Earning

### Manual Selection
(€30+)

Browse 100+ live loans sorted by risk rating (A-E), term length, and interest rate (6-14%). Invest 50€ minimum per loan. Perfect for investors who want complete control and transparency over every investment decision.

### Simple Auto-invest
(€1000+)

Set your preferences once: risk level, diversification target (min. 20 loans), and reinvestment rules. Our algorithm invests 10-50€ per loan automatically. Average setup time: 3 minutes.

### Advanced Auto-invest
(€10,000+)

Custom filters by country, loan type (consumer/SME/real estate), originator, term length (6-60 months), and LTV ratio. Unlocks at Tier 2 (Growth). Investors using this feature average 0.8% higher returns through optimal diversification.

## Ready to start harvesting?

Join 340+ investors building circles and earning steady returns.

Limited time offer, available till 26.06.2026

### 21€ STARTER CHALLENGE

How to get 21€ in to your account

All you need to do is three simple tasks. Each task is worth 7€.

## 1

Registration

7€

## 2

Complete KYC/verification

7€

## 3

Make your first investment

7€

Complete it in 7 days and You will get 21€ to
your account.

Start Investing - Get 21€ Bonus